Despite Having Liability Waivers May Not Absolve from All Injury Claims

By Joe Anderson, CPCU, ARM AFSB, CBRA

Principal & Fractional Chief Risk Officer


Do you have liability waivers? Good. But that still may not absolve you from all future injury claims. This article below reinforces the need for pro-active and vigilant risk management and safety initiatives.

While it is hard to know (from this article) what additional steps could have been taken in this particular incident, if any. And my heart goes out to the family here. However, the liability potential is important for companies to pay attention to. And more importantly, no one wants to see someone get injured.

Questions like these below are critical:

How do we engineer additional safety devices to protect our clients from almost any fall, no matter how crazy it seems, while using our equipment?

How do we create an environment of quickly identifying near misses and non-injury incidents to predict and avert the next big injury accident?

How do I change behavior and incentivize employees and clients to report unsafe situations early?

Our team at Fortify Risk Management, LLC partners with your corporate risk team to identify the risks in your operation, assess their impact and prioritize your top risks. Through root cause analysis and other tools, we help you build an effective and active strategy to reduce, transfer, or eliminate unwanted risk.

Source: https://www.insurancejournal.com/news/west/2025/09/09/838531.htm

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Uninsured (or Under-insured) Revenue – The Ripple Effects of a Large Loss.